Rideshare apps like Uber and Lyft have changed how people travel. But with their popularity comes the rise of rideshare accidents. Understanding how liability works in these accidents is crucial. If you ever find yourself involved in such an incident, getting legal representation for rideshare accident claims can help protect your rights and secure fair compensation.
Who Can Be Liable in a Rideshare Accident?
Liability in rideshare accidents is not always simple. Multiple parties can be held responsible depending on how the accident occurred.
First, if the rideshare driver caused the crash due to negligence, they may be held liable. For example, if they were speeding, distracted, or driving under the influence, their actions make them directly responsible.
Second, if another driver caused the accident, then that driver will usually be held liable. In this case, the rideshare passenger would file a claim against the at-fault driver’s insurance company for damages.
When Rideshare Companies Are Liable
Rideshare companies carry large insurance policies to cover their drivers and passengers. Whether their insurance applies depends on the driver’s status at the time of the crash.
If the driver was not logged into the rideshare app when the accident occurred, the rideshare company has no liability. The driver’s personal insurance will be responsible in such cases.
However, if the driver was logged in but waiting for a ride request, Uber and Lyft provide limited liability coverage. This usually covers bodily injury and property damage if the driver’s personal insurance does not fully cover the damages.
If the driver had accepted a ride request or was carrying a passenger at the time, rideshare companies provide up to $1 million in liability coverage. This covers injuries and damages caused during active rideshare trips.
Passenger Rights in Rideshare Accidents
As a passenger, you have the right to claim compensation regardless of who was at fault. If the rideshare driver caused the accident, you can claim against their insurance or the rideshare company’s insurance, depending on the situation.
If another driver was responsible, you can file a claim against that driver’s insurance. In some cases, both drivers may share fault, and you can pursue compensation from both parties. This ensures your medical expenses, lost income, and other damages are covered.
Third-Party Claims and Liability
Sometimes, liability extends beyond the drivers. If a poorly maintained road or defective vehicle part contributed to the accident, government entities or vehicle manufacturers can also be held responsible.
For example, if a rideshare driver crashes due to malfunctioning brakes, the manufacturer might be liable under product liability laws. Similarly, if road hazards were left unattended by the city, you may be able to file a claim against them.
Why Determining Liability Can Be Complex
Rideshare accident claims often involve multiple insurance companies and legal complexities. Determining liability requires evidence like police reports, eyewitness statements, dashcam footage, and accident reconstruction. Insurance companies may try to minimize their payouts by shifting blame between parties.
The Role of a Lawyer in Rideshare Accident Claims
Navigating liability in rideshare accidents is not easy. A personal injury lawyer can investigate the accident, gather evidence, determine liability, and negotiate with insurers on your behalf. They ensure you do not accept a low settlement that fails to cover your losses.
Lawyers can also help if the rideshare company or driver’s insurance denies your claim. They can file a lawsuit and fight for fair compensation in court if necessary.
Final Thoughts
Liability in rideshare accidents can involve multiple parties, including the driver, rideshare company, other drivers, or third parties. Understanding how liability works helps protect your rights after an accident.
If you are ever injured in a rideshare accident, seeking legal representation for rideshare accident claims ensures you have professional support to navigate the complexities and secure the compensation you deserve.
